The Retirement Timeline — FEDBenefit Advisors

25 Years to Retirement

The Long Game Begins

At 25 years out, you have the luxury of time. This is when small decisions compound into significant differences in your retirement income.

Review your TSP fund allocation — are you too conservative or too aggressive for your timeline?
Understand how FERS calculates your pension based on years of service and high-3 salary
Check your FEGLI coverage levels — do they still match your family's needs?
Start building an emergency fund separate from your TSP

Key question: Are you contributing enough to your TSP to maximize your retirement income potential?

30 Years to Retirement

At 30 years out, you're just starting your federal career. This is the perfect time to set up automatic savings and stay consistent.

Enroll in TSP contributions — even small amounts now will grow significantly over 30 years
Learn how FERS works so you understand what you're building toward
Review your FEGLI enrollment — make sure Basic coverage is active and consider Optional A, B, or C if needed
Set up automatic savings to TSP so it happens without thinking about it monthly

Key question: Have you set up automatic TSP contributions that will grow over your 30-year career?

Get guidance from someone who's already been through it — schedule a no-pressure consultation and walk in with a plan instead of a guess.

Hello@FedBenefitAdvisors.com 2470 Windy Hill Rd SE, Suite 300 #6040
Marietta, GA 30067